Magnify Credit Union

One-Time Loan Payment by ACH

One-Time Loan Payment by ACH




The Basics

If you have a loan with Magnify Credit Union, you can now schedule your loan payment(s) to be paid automatically with funds from your account at Magnify or at another financial institution or make a one-time loan payment. It’s simple; just choose the option below that you prefer.

One-Time Online Loan Payment

With EXPRESS PAY, you can make a one-time loan payment from your checking account at another financial institution to your Magnify loan. You will need to validate yourself each time by entering your Magnify member number, first and last name, email and the last 5 digits of your SSN. Then, you will enter your financial institution’s Routing and Transit Number (ABA) and your account number (either your savings account number or checking account number) to pay any Magnify loan on your account.

REGISTER your Online Loan Payment Portal account to save you the time and hassle of entering your personal and financial information each time you want to make a loan payment.

There is no fee for Online Loan Payments.

One-Time Loan Payment by Phone

Please speak to our Call Center at 863-425-5611 to make a one-time, non-recurring Loan or Visa Credit Card payment quickly.

  • Transactions available by phone only
  • You must be authorized on the bank account provided
  • $5 convenience fee for each transaction added to the transaction amount
  • Convenience fee will be debited from your account at your other financial institution
  • Return fees applicable if funds are not available
  • ACH payments from a valid Savings or Checking account may be used
  • Payments will be effective only after the transaction has been validated
  • Any disputed transaction will result in payment reversal from your loan and may result in late fees. (Refer to your loan agreement for details on late payments)

Recurring Payment

You can set up recurring automatic withdrawals from either your Magnify Credit Union account or from a deposit account at another financial institution by completing an electronically signed Debit Origination Form.

There is no fee for recurring payments.


Payments made using the Online Loan Payment service can only be initiated by the primary member. Payments made online or via telephone M-F (excluding federal holidays) before 6:00pm EST will post to your Magnify loan the same day by 8:00pm EST. Payments made M-F after 6:00pm EST, on federal holidays, or on weekends will post to your loan on the next business day by 8:00pm EST. Please see your Magnify Credit Union Fee Schedule for applicable fees.