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Magnify Credit Union

Rates

APY = Annual Percentage Yield

Rates effective as of August 6, 2019 and are subject to change after the account is opened. Please contact us for current rates.

Fees will reduce earnings.

Share Accounts

AccountMinimum Balance Required   
to Earn Dividends
Dividend 
Rate 

APY*
Regular Share $25+ 0.05% 0.05%
Share Draft (Checking)

$500.00 - $2,999.99 0.05% 0.05%
$3,000+ 0.10% 0.10%
TrueWealth KIDS & A+ Student Savings 

$5 - $2,499.99 1.00% 1.01%
$2,500+ 0.10% 0.10%
Club Shares $25+ 0.10% 0.10%
Roth & IRA Shares $25+ 0.50% 0.50%
Money Market Savings

(Minimum Opening Deposit: $2,000)

$2,000 to $19,999.99 1.20% 1.21%
$20,000 - $74,999.99 1.30% 1.31%
$75,000+ 1.40% 1.41%
Money Market Checking

$2,500 - $9,999.99 0.10% 0.10%
$10,000+ 0.20% 0.20%

Regular & IRA CD Rates

Minimum  
Balance  
Dividend   
Rate  
APY*Term

  (months)

$500 1.80% 1.82% 6
2.10% 2.12% 12
2.20% 2.22% 15
2.25% 2.27% 18
2.30% 2.32% 24
2.35% 2.38% 30
2.40% 2.43% 36
2.45% 2.48% 42
2.50% 2.53% 48
2.65% 2.68% 60
$50,000 2.40% 2.43% 24
2.45% 2.48% 30
2.50% 2.53% 36
2.55% 2.58% 42
2.60% 2.63% 48
2.75% 2.79% 60

*APY = Annual Percentage Yield

Substantial penalty for early withdrawals.


Loans

LoansRateAPRa
Refinance of New & Used Cars & Trucks - As low as 2.74% - 17.95%b 2.74% - 17.95%b
Purchase of New & Used Cars & Trucks - As low as 2.74% - 17.95%b 2.74% - 17.95%b
New & Used Boats - As low as 4.74% - 17.95%b 4.74% - 17.95%b
New & Used Motorcycles - As low as 4.74% - 17.95%b 4.74% - 17.95%b
New & Used RVs & Powersports - As low as 4.74% - 17.95%b 4.74% - 17.95%b
Personal Loans - As low as 7.95% - 17.95%b 7.95% - 17.95%b
Credit Builder Loan 12.99% 12.99%
Share Secured - Share Rate plus 3%
Certificate Secured - Certificate Rate plus 3% for term of certificate
First And Second Mortgages (Contact Mortgage Loan Department for Current rates) View our daily mortgage rates

a. APR = Annual Percentage Rate.

b. Rate includes up to a maximum .50% discount for having one or more of the following: .25% direct deposit of entire paycheck and .25% for automatic loan payment from your account. Rate may be no lower than 2.99% (floor rate) See us for qualifications.

The above rates are the lowest rates available and are based on an individual applicant's credit worthiness. Your rate may be higher than that advertised. We may match and/or beat any competitor rate. Contact us for more information.

Rates Subject to Change Without Notice.