magnify

Magnify Credit Union

Fee Schedule

(Eco) Share Savings Account  
Account Closure $15.00 if account is closed within 180 days of opening
(Eco) Plus Checking Account  
Service Fee

If the minimum balance requirement is not met

$4.00 per month
Overdraft Charge $5.00 per item
Temporary Checks

When accompanied by a Share Draft (check) order

FREE
Share Draft Reorder Prices may vary depending upon style selected.
(Solar) Money Market Savings Account  
Service Charge

If the minimum balance requirement is not met

$5.00/Month
(Solar) Money Market Checking Account  
Service Charge

If the minimum balance requirement is not met

$6.00/Month
Overdraft Charge $5.00 per item
Temporary Checks

When accompanied by a Share Draft (check) order

FREE
Share Draft Reorder Prices may vary depending upon style selected.
First Checking Account  
Service Charge FREE
Overdraft Charge $5.00 per item
Temporary Checks

When accompanied by a Share Draft (check) order

FREE
Share Draft Reorder Prices may vary depending upon style selected.
Other Checking Account Fees  
NonSufficient Funds (NSF) $34.50 per item
Stop Payment $34.50 per request
Share Draft Copy FREE
Courtesy Pay

for overdrafts created by checks, in-person withdrawals, ATM withdrawals, ACH withdrawals, Point-Of-Sale (POS) transactions, or any other withdrawals via electronic means

$34.50 each
A negative balance fee will be charged on the eleventh day the account is negative up to and including the forty-fifth day. $3.45 per day
ATM & EFT Services  
Nonproprietary ATM Debit $2.00 each
Nonproprietary ATM Balance Inquiry $1.00 per request
Photo of ATM User $50.00 per Photo
Electronic Funds Transfer (EFT) Return $34.50 per item
Electronic Funds Transfer (EFT) Stop Payment $34.50 per item
Electronic Funds Transfer (EFT) Exception Processing $34.50 per item
ATM & Electronic Funds Transfer (EFT) Courtesy Pay $34.50 per item
Other Services  
Statement Copy FREE
Deposited Item Return $34.50/Item or per NSF item that would have occurred if the item was not deposited
Wire Deposit Fee (incoming) FREE
Wire Withdrawal Fee (outgoing domestic) $20.00 per transfer
Wire Withdrawal Fee (outgoing international) $60.00 per transfer
Research and Reconciliation $25.00/hour
Money Order $4.00 each
Travelers Check FREE
Travelers Check Gift Check $1.25 per check
Travelers Check for Two $0.50/$100.00
Cashier's Check $5.00 per check

1st two made out to member are FREE

History Printout $1.00 per page
Plastic Card Lost/Stolen Replacement $10.00 per card
Plastic PIN Replacement Fee FREE
Plastic Card Capture $10.00
Stop Payment on Cashier's Check $34.50 per request
Check Cashing

If member has no other services than a Share Account with less than a $100.00 balance.

$3.00 per item/$5.00 per item for nonmembers
Return Mail $5.00 each
Legal Processing

For processing a subpoena, garnishment, levy, restraining notice or other such legal document.

$100.00 each
Dormant Account

If no member generated deposit or withdrawal in the past year.

$7.50 per month
Member Locator

If a third party has to be used to find a member

$75.00 each
ACH Correction $5.00 per item
VISA Check Card FREE
Loan Payment by Phone $5.00 per payment
Paper Statement

Waived for members under 18 and over 65.

$3.00 per statement
Low Balance Account

If average daily balances in deposit accounts (not including checking) falls below $500.00. Waived if you currently have a loan.

$5.00 per month
Credit Card Account  
Non-Member Cash Advance Fee 2% of Amount Advanced or $5.00 minimum
Share Value  
Par value of one Share $5.00

 

 

As of June 1, 2017