| (Eco) Share Savings Account | |
|---|---|
| Account Closure | $15.00 if account is closed within 180 days of opening |
| (Eco) Plus Checking Account | |
| Service Fee
If the minimum balance requirement is not met |
$4.00 per month |
| Overdraft Charge | $5.00 per item |
| Temporary Checks
When accompanied by a Share Draft (check) order |
FREE |
| Share Draft Reorder | Prices may vary depending upon style selected. |
| (Solar) Money Market Savings Account | |
| Service Charge
If the minimum balance requirement is not met |
$5.00/Month |
| (Solar) Money Market Checking Account | |
| Service Charge
If the minimum balance requirement is not met |
$6.00/Month |
| Overdraft Charge | $5.00 per item |
| Temporary Checks
When accompanied by a Share Draft (check) order |
FREE |
| Share Draft Reorder | Prices may vary depending upon style selected. |
| First Checking Account | |
| Service Charge | FREE |
| Overdraft Charge | $5.00 per item |
| Temporary Checks
When accompanied by a Share Draft (check) order |
FREE |
| Share Draft Reorder | Prices may vary depending upon style selected. |
| Other Checking Account Fees | |
| NonSufficient Funds (NSF) | $34.50 per item |
| Stop Payment | $34.50 per request |
| Share Draft Copy | FREE |
| Courtesy Pay
for overdrafts created by checks, in-person withdrawals, ATM withdrawals, ACH withdrawals, Point-Of-Sale (POS) transactions, or any other withdrawals via electronic means |
$34.50 each |
| A negative balance fee will be charged on the eleventh day the account is negative up to and including the forty-fifth day. | $3.45 per day |
| ATM & EFT Services | |
| Nonproprietary ATM Debit | $2.00 each |
| Nonproprietary ATM Balance Inquiry | $1.00 per request |
| Photo of ATM User | $50.00 per Photo |
| Electronic Funds Transfer (EFT) Return | $34.50 per item |
| Electronic Funds Transfer (EFT) Stop Payment | $34.50 per item |
| Electronic Funds Transfer (EFT) Exception Processing | $34.50 per item |
| ATM & Electronic Funds Transfer (EFT) Courtesy Pay | $34.50 per item |
| Other Services | |
| Statement Copy | FREE |
| Deposited Item Return | $34.50/Item or per NSF item that would have occurred if the item was not deposited |
| Wire Deposit Fee (incoming) | FREE |
| Wire Withdrawal Fee (outgoing domestic) | $20.00 per transfer |
| Wire Withdrawal Fee (outgoing international) | $60.00 per transfer |
| Research and Reconciliation | $25.00/hour |
| Money Order | $4.00 each |
| Travelers Check | FREE |
| Travelers Check Gift Check | $1.25 per check |
| Travelers Check for Two | $0.50/$100.00 |
| Cashier's Check | $5.00 per check
1st two made out to member are FREE |
| History Printout | $1.00 per page |
| Plastic Card Lost/Stolen Replacement | $10.00 per card |
| Plastic PIN Replacement Fee | FREE |
| Plastic Card Capture | $10.00 |
| Stop Payment on Cashier's Check | $34.50 per request |
| Check Cashing
If member has no other services than a Share Account with less than a $100.00 balance. |
$3.00 per item/$5.00 per item for nonmembers |
| Return Mail | $5.00 each |
| Legal Processing
For processing a subpoena, garnishment, levy, restraining notice or other such legal document. |
$100.00 each |
| Dormant Account
If no member generated deposit or withdrawal in the past year. |
$7.50 per month |
| Member Locator
If a third party has to be used to find a member |
$75.00 each |
| ACH Correction | $5.00 per item |
| VISA Check Card | FREE |
| Loan Payment by Phone | $5.00 per payment |
| Paper Statement
Waived for members under 18 and over 65. |
$3.00 per statement |
| Low Balance Account
If average daily balances in deposit accounts (not including checking) falls below $500.00. Waived if you currently have a loan. |
$5.00 per month |
| Credit Card Account | |
| Non-Member Cash Advance Fee | 2% of Amount Advanced or $5.00 minimum |
| Share Value | |
| Par value of one Share | $5.00 |
As of June 1, 2017
